Home & Investment Loans
Home Loans in Australia: 2026 Strategic Guide
The lowest interest rate on the market might actually be the most expensive mistake you make when securing home loans. It's a frustrating reality for...
Category: Home & Investment Loans
Home & Investment Loans
How RBA Rate Decisions Affect Your Home Loan
Every RBA cash rate announcement flows through to variable rates, fixed-rate pricing, serviceability and borrowing power — but not always the way the headlines suggest. JB Fremy explains the mechanics, and what's actually worth reviewing after each decision.
Home & Investment Loans
RBA Hikes the Cash Rate to 3.85: What It Means for Small Business, and How to Respond
On 3 February 2026, the Reserve Bank of Australia (RBA) increased the cash rate target by 0.25 to 3.85. In plain terms, the cost of money has risen again, and many lenders are already passing that increase through to variable business lending products.
Business Loans & SME Finance
Why Choose a Finance Broker? One Professional, Many Solutions
From home loans to asset finance, discover six ways a licensed broker can save you time, money and paperwork versus going direct to a lender.
Home & Investment Loans
Foreigners Buying Property in Australia in 2026: The Practical, Lowest-Friction Pathway
Australia still permits foreign investment in residential property, but the rules tightened materially from 1 April 2025. The headline change is a temporary ban on purchases of established (existing) dwellings by foreign persons running to 31 March 2027.
Home & Investment Loans
Buying or Refinancing in a Flood-Prone Area: What Lenders Typically Look For (General Guidance)
For homeowners and buyers considering properties with known flood exposure, especially across South-East Queensland. A plain-English guide to what lenders usually assess, what conditions they tend to require, and how to position your application for success. This article is general information only and does not reference or represent any lender's specific policy.
Home & Investment Loans
First-Home Buyers in 2025: What Australia’s New 5% Deposit Rules Mean and How to Prepare
From 1 October 2025, the Federal first-home buyer settings changed materially: unlimited places under the government guarantee, no income caps, and higher property price caps across most regions. Eligible first-home buyers can purchase with a 5% deposit and avoid lenders' mortgage insurance (LMI) because the government guarantees up to 15% of the loan through participating lenders.
Home & Investment Loans
Refinancing Checklist: Five Traps That Still Catch Aussie Borrowers
Avoid cashback gimmicks, serviceability traps and exit‑fee shocks with this 10‑minute refinancing checklist tailored for Australian borrowers in 2025.
Home & Investment Loans
Budget Apps That Reveal Your True Cost of Living
See your real spending patterns with budget apps like Frollo, PocketSmith & WeMoney, helping you plan smarter and make better financial choices.
Home & Investment Loans
First‑Home Buyer Schemes in 2025 Still Worth It?
2025 update: 50,000 new Home Guarantee Scheme places, QLD stamp duty changes, and the national Help to Buy roll‑out. See what's best for your first home.