Why Modular Construction Has Been Hard to Finance Modular homes are built off-site in a factory and transported for assembly on a prepared foundation. Until they are affixed to land, the structure doesn’t serve as standard collateral, making it difficult for lenders to offer traditional mortgages. Historically, buyers were often required to pay up to […]
If you haven’t compared your energy plan in the last 12 months, chances are you’re overpaying. At JBF Solutions, we help individuals and small businesses make smarter financial decisions and one of the quickest wins is reviewing your electricity and gas bills. That’s where Energy Made Easy comes in a free, government-backed tool that allows […]
1. Decision recap and what the minutes add On 8 July 2025 the Reserve Bank left the cash‑rate target unchanged at 3.85% for the third straight meeting. Minutes released five days ago confirm a 6–3 split: three members argued for a 25‑bp cut to support slowing growth, while the majority preferred to “see one more […]